(USA) – Are you being scammed by your current insurer? New policies are indicating that for years many U.S. drivers have likely overpaid on their car insurance coverage.
This is the one simple truth your car insurance company doesn’t want you to know. If you’re driving less than 35 miles/day on average you can get an extremely high discount. Did you know that? Or DUI’s… if you have no DUI’s, you can get even more discounts. But do you think your auto insurance company will tell you that? Fat chance.
When Heather reviewed auto insurance ratings at ConsumerComparison.org, she was shocked. She found out her local insurance agent was ripping her off, and she could get car insurance much cheaper.
“We managed to reduce our insurance premium by 50%! I only wish we had discovered this sooner.” Heather exclaimed.
What Heather did was visit an independent car insurance rate comparison website – ConsumerComparison.org, and entered in some basic information. Within seconds, she was shown the different rates that all of the popular insurance companies offered for the criteria she put in. And that’s when she found out she was overpaying.
Does this mean Heather was being scammed by her former insurance agent? She would not say one way or the other, but the truth is most agents are paid on commission which means the higher your insurance premiums, the more money your agent makes. You can be sure, however, that your insurance company is not going to call you up to offer you a discount.
Comparing insurance companies is especially important now, because rates have dropped over the last year or so. In fact, thanks to new program policies, you may be able to save $100’s on your current rate.
So, what is the “One Simple Rule?” NEVER buy insurance without comparing all discounts online first. Out of the 100’s of insurers out there, only a handful will give you really big discounts. But they ARE out there, and they WANT to insure you – you just can’t find each other.
You can automatically compare auto insurance companies – it’s fast, it’s easy, and it’s FREE. Heck, it’s even fun (well, as fun as insurance can be!)
NOTE: You’re NEVER LOCKED into your current policy. If you’ve already paid your current policy, you can very easily cancel and the balance will be refunded.
Indeed, these insurance comparison websites are very easy to use. Customers just need to view the different rates, and then fill out a simple & short online form. It takes less than 5 minutes, and the insurance company rates that are delivered for your side-by-side comparison are all trusted names you know. It couldn’t be any easier.
According to ComScore’s 2017 U.S. Online Auto Insurance Shopping Report, “nearly 70 percent of shoppers reported getting an online quote”. The report also found that “the online channel remains the preferred channel for customers shopping for auto insurance policies”.
In the end, it’s the smart, diligent consumer that gets the best deals. This is true when shopping for a TV, and it’s true for buying car insurance. If you just go to your local agent and have him or her write what’s available, you are probably paying too much (and also subsidizing the agent’s tropical vacation). But again, the only way to find out for sure is to be a smart consumer and look at insurance companies side by side on an independent comparisons website.